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Housing assistance in the USA: Learn everything about these benefits

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Housing vulnerability is not only something that exists in Brazil. Other countries also have their social challenges to address. An example of this is the United States, which, in turn, provides a range of benefits to address these issues.

Find out what these benefits are and access them in case of need.

Housing assistance in the USA: Learn everything about these benefits
Housing Benefits in the United States Source: Engineering 360

A list of support possibilities

Many times, through the idea conveyed in books and movies, the United States is portrayed as that perfect country where people do not have financial difficulties, but it’s not quite like that. Although the economy there is MUCH better than that of Brazil, its residents are also subject to facing a series of challenges, including housing difficulties.

That’s precisely why housing benefits in this country are developed to support low-income families by providing housing with dignity and security for the beneficiaries.

So, check out some opportunities to be accessed from now on. See:

  • Home loans: For those who want to own their own home and stop renting, but don’t have the resources for it yet, one possibility is to take out a government-backed home loan. In this opportunity, borrowers have access to the advantage of low payments and excellent contract closing options. However, your specific case needs to be evaluated by the lender at the time. Furthermore, it is also advisable that you get in touch with a state financing agency and be properly informed about the credit opportunity;
  • Housing Choice Voucher Program: Through this program, you can acquire your first own home! To do so, you need to apply and meet the low-income criteria. Additionally, you’ll also find great assistance with your monthly expenses. If you can’t find opportunities in your area, contact your local Public Housing Agency;
  • Government-owned properties and land at auction: These can be accessed through government agencies that acquire these properties through foreclosure or by banks that have gone bankrupt.

It is worth noting that the United States also has a strong influence from private, non-profit organizations that also provide valuable support to the low-income population, complementing government assistance.

To learn more, visit https://www.usa.gov/real-estate-sales or contact us at 1-844-872-4681.

See also: Supplemental Nutrition Assistance Program (SNAP)

Other major general social assistance programs for the population

After mentioning the types of housing benefits for the American population, the United States also has other programs that serve its citizens in a general sense. It is worth noting that “general” does not imply open criteria; it’s not quite like that.

Please pay close attention. These programs are:

  • Social security programs: These include retirees, people with disabilities, healthcare, and other financial benefits that take care of the well-being of these individuals;
  • Temporary Assistance for Needy Families: It provides financial assistance to meet the basic needs of low-income families;

  • The Supplemental Nutrition Assistance Program: A benefit aimed at assisting low-income families in purchasing food at markets, promoting healthy and proper nutrition;

  • Unemployment Insurance: Those who have lost their jobs without just cause are entitled to this financial benefit;

  • School Meal Assistance Program: It subsidizes healthy and free meals for some children;

  • Veteran Assistance: A package of services for this group, including healthcare, housing, and financial support.

Finally, as seen so far, social assistance in this country is somewhat different from Brazil, although in some aspects, they are still similar. While in Brazil social programs are more governed by the federal government, in the United States, they are also administered at the state and local levels, making it even more decentralized. Additionally, while in Brazil, it’s possible to contact social assistance centers, for example, to request benefits, in the United States, this request is made through government agencies.

Therefore, concluding this content, it is important to emphasize that each of the mentioned benefits has its own rules and criteria that are established according to the current legislation and the locality where it is provided.

However, the best part is that even with this population group in need of government intervention, the opportunities to escape vulnerability are much broader and feasible, considering the value of the American currency and the value of the work they contribute. Furthermore, inflation there is much lower, and it is possible to access essential products at a much more affordable price.

See also: How to Apply for the Supplemental Nutrition Assistance Program (SNAP) in the United States – 2023